For quick, breezy finance.

Small Personal Loans

$300 - $2,000

Same Day Approval

LOAN AMOUNT
- $300 +

$30.38

$60.76

$132.00
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WHO CAN APPLY

  • 1.    Must be over 18 years old
  • 2.    Be an Australian citizen or permanent resident
  • 3.    Be receiving a regular income for at least 3 months
  • 4.    Have an active mobile number or email address
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HOW IT WORKS

Step 1

COMPLETE OUR EASY ONLINE APPLICATION FORM.

You can submit your details in just a few minutes online or from your mobile.
We only collect the essentials needed to verify your identity and match you with the best available lender. We use the latest encryption technology to keep your personal information safe and secure.

Step 2

MEET YOUR NEW LENDER

We will assess your situation, and then utilise the latest technology to find you the best available lender from our large panel of Australia's best lenders.
Keep an eye on your email because your new lender be in touch with your loan contract, repayment information and the terms and conditions for you to review. If you are happy, you can e-sign to accept their offer.

Step 3

CHEERS, THE CASH IS IN YOUR BANK ACCOAUNT!

Once your lender receives confirmation of your acceptance, they will transfer the money into your bank account.
Most of our clients receive their money on the same day, you could have your funds in as little as 60 minutes!! (Approval times vary depending on your individual application and your bank's policies)

We also do UBER CAR LOANS and ASSET Finance (VAN/CAR/UTE/TRUCK)

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Rates & Costs

Small Personal Loans

Amount $300 - $2,000
Loan Term 91 Days - 12 Months
Costs
  1. 1.   Most small personal loan providers charge up to 20% as an establishment fee upfront. You’ll then pay a 4% monthly fee.
  2. 2.   Under the current legislation, most small personal loan providers don’t charge an annual interest rate (you’ll know this as an APR) %.
  3. 3.    In APR terms, the maximum annual percentage rate on these SACC loans between $300 and $2000 is 199.43%.
Example

Loan Amount of $1,000 over 6 months repayable weekly (25 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $240 (fees based on 4% per month over 25 weeks) = $1,440 total repayable in 25 weekly installments of $57.60.

Medium Personal Loans

Amount $2,000 - $5,000
Loan Term 3 Months - 24 Months
Costs
  1. 1.   A one-off $400 as an upfront establishment fee.
  2. 2.   Under the current legislation, security is required for these loans.
  3. 3.   In APR terms, the maximum annual percentage rate on these MACC loans is 48%.
Example

Loan Amount of $2,500 over 18 months repayable (73 weekly repayments). $2,500 Principal Amount + $400 (One-off Establishment Fee) + Approx. $45 Weekly Repayment at a maximum of 48% Annual Percentage Rate. These are secured loans, so lender might ask for security as well.
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Important Links

Address

8 Budawang Street, Parkinson, Queensland 4115.
(We do not accpet any physical applications at this address.)
Australian Credit Licence No.:389610

 Warning about borrowing

Copyright © www.breezyloan.com.au is owned by Breezy Loans Pty Ltd ABN: 29 627 702 943, Credit Representative Number 514197 is licensed and provide credit services under Australian Credit License 389610. If we could not provide you credit, we will help to match your credit enquiry with another lender partner from our panel of lenders who we think may help you. Our panel of lender partners are licensed and follow responsible lending practice. We may receive referral fee if you decide to go with them once approved. The third party will inform you of their fees, charges and terms as relevant to your application before you would enter any contract with them. The third party may perform a credit check but will get your consent before doing so.However, they may ask you further information to assess your loan application where you can deal directly with that lender.The information on this website is general in nature and does not take into account your objectives, financial situation or needs & does not constitute any financial advice.We strongly recommend you take independent advice before choosing any loan product.

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